👨👩👧👦 Many parents think they are young and financially stable, so they neglect the importance of making a will and appointing a guardian.
But accidents often happen without warning, and without proper planning, it may leave a lifelong regret for the child.
📌 A true and heartbreaking story
Mr. and Mrs. Wong, a couple in their 30s living in Subang Jaya, were successful business owners with an Indonesian domestic helper caring for their three young children, living a comfortable life.
One day, they flew to China for a business meeting but tragically died in a plane crash.
💔In just a few hours, a happy family fell into chaos —
They had no will, no appointed guardian, and no trust set up.
Worse still, the couple’s large company loans were personally guaranteed, resulting in all their personal assets being wiped out by the bank, leaving the children without even basic living expenses.
⚠️ What happens without a will and guardian arrangement?
In a once wealthy family, relatives argued endlessly as no one had the financial or space capacity to care for all three children together.
As a result, the three siblings were forced to separate:
👦 The elder brother was sent to Melaka.
👧 The sister went to Alor Setar.
👶 The youngest stayed alone in Kota Kinabalu.
Family bonds were torn apart, siblings drifted away, and life was completely disrupted.
🚨 What does this real case teach us?
If parents have no will, no appointed guardian, and no trust, children may face:
❌ A reduction of at least 30% in living expenses allocation.
❌ No legal authority to manage and inherit assets on behalf of the child.
❌ Children may be separated or even sent to a welfare home.
❌ Estate frozen, education and living expenses immediately cut off.
❌Endless disputes among relatives, depriving children of a stable life.
❌ In grief, children wonder: Why didn’t my parents plan my future?
⚖️ The judge will decide for you, but the law is cold while your children are living beings
If parents make no choice, the law leaves the decision to the judge, but the process is complicated and lengthy, delaying and disrupting the child’s life.
✅ What should parents do?
To ensure children have the best protection in the worst situations
✨ Make a proper will and plan asset distribution.
✨ Appoint a suitable guardian to ensure the child is cared for.
✨ Set up a trust to ensure living and education expenses continue without interruption.
💡 Don’t wait for tragedy to regret — make the right arrangements for your child today!
